Chi è Roberto Balbino
Roberto Balbino è un manager della finanza e della banca internazionale, imprenditore e autore, con 40 anni di esperienza in finanza d’impresa, banca e consulenza patrimoniale. È Founder e Chief Executive Officer di Fintech SCB LLC, la società di consulenza finanziaria internazionale che ha fondato nel 2022, con sede a Miami e uffici a New York, Milano e Buenos Aires.
Nato in una famiglia operaia italiana, si è pagato gli studi lavorando e ha studiato all’Università Bocconi di Milano. Ha costruito la sua carriera nelle funzioni finanziarie di grandi gruppi internazionali — IBM e Vodafone, poi Fastweb e Colt Telecom, dove è stato Direttore Finanziario — e dal 2007 è CEO di State Capital Bancorp.
In Fintech SCB guida una rete di partner, avvocati e private banker che assistono famiglie, imprenditori e aziende in private banking, conti bancari internazionali, trust e strutture holding, trade finance, gestione della liquidità e questioni fiscali internazionali.
Scrive analisi indipendenti di politica monetaria, banca, mercati globali e geopolitica, pubblicate su Substack e nell’archivio Insights di Fintech SCB. La sua regola per ogni testo: ogni cifra con la sua fonte, ogni ipotesi dichiarata.
Ha inoltre lanciato la SCB Fintech App per iPhone e iPad, che riunisce i suoi libri e l'area clienti di Fintech SCB. È disponibile su App Store.
Curriculum vitae
Aggiornato al 5 novembre 2026 · 2 pagine · PDF, 353 KB · in inglese
Roberto Balbino
Founder & CEO, Fintech SCB
International Finance & Banking Executive
International Author of Books on Economics and Finance
- 40
- years in international finance and banking
- 4
- offices: Miami, New York, Milan and Buenos Aires
- 5
- books on economics and finance, available worldwide
- 4
- languages: Italian, English, Spanish and Portuguese
Executive profile
International finance and banking executive, entrepreneur and international author of books on economics and finance, with 40 years of experience across corporate finance, banking and wealth advisory. Founder and CEO of Fintech SCB LLC (2022), an international financial advisory firm headquartered in Miami with offices in New York, Milan and Buenos Aires, and CEO of State Capital Bancorp since 2007. Career built in the finance functions of IBM and Vodafone and as Finance Director of Fastweb and Colt Telecom. Combines corporate finance and M&A experience with private banking and wealth management practice for families, entrepreneurs and companies in the United States, Europe and Latin America. Develops original theses on money, capital and power in five books and in independent analysis of global markets and geopolitics.
Areas of expertise
- Corporate finance and M&A
- Private banking
- Wealth management
- International banking
- Trusts, holdings and SPVs
- Asset protection
- Liquidity management
- Trade finance
- Cross-border tax coordination
- Financial planning and control
- Strategic planning
- Business development
- Governance and compliance
- Market intelligence
- Macro and geopolitical analysis
Professional experience
FINTECH SCB LLCFounder & Chief Executive Officer2022 – Present
Miami (headquarters) · New York · Milan · Buenos Aires
- Founded the firm in 2022 and lead it as CEO: strategic direction, partnerships and international relationships.
- Lead a network of partners, lawyers and private bankers serving families, entrepreneurs, family offices and corporate groups in the United States, Europe and Latin America.
- Advise on private banking, wealth management, international accounts, trust, holding and SPV structures, asset protection, liquidity management and trade finance, with cross-border tax coordination.
- Corporate finance and M&A advisory; independent analysis published in the firm’s Insights archive.
STATE CAPITAL BANCORPChief Executive Officer2007 – Present
Spain · United States · Latin America
- Lead banking and financial services operations, governance and international correspondent relationships.
- Direct corporate finance and M&A: assess opportunities, structure transactions, coordinate initiatives.
- Set strategic direction and lead business development and financial management.
COLT TELECOMFinance Director2003 – 2006
United Kingdom · international telecommunications group
- Led financial management, planning and control of an international telecommunications operation.
- Financial reporting, performance monitoring, analysis and decision support for senior management.
FASTWEBFinance Director2000 – 2002
Italy · broadband and fibre-optic telecommunications operator
- Directed the finance function: budgeting, financial planning, reporting and performance management.
- Led management control in support of operational performance and strategic business decisions.
VODAFONEController1994 – 1999
Italy · multinational telecommunications group
- Business controlling, financial planning and analysis within a multinational group.
- Performance monitoring, financial reporting and management information for senior management.
IBMAnalyst1988 – 1993
Italy · international technology corporation
- Financial and business analysis: the analytical foundations of a career in finance and management.
INDEPENDENT CONSULTANCYMarket Intelligence2020 – Present
Latin America
- Occasional consulting on real estate and market information, based on extensive knowledge of local markets.
Education & languages
Education
Bocconi University, Milan
Languages
Italian · English · Spanish · Portuguese
Books on economics and finance
International author of five books, each built on an original thesis about money, capital and power.
The Capital That Remains
A Life Through Loss, Cooperation and Renewal
Capital is what remains when the money is gone.
Autobiography · 2nd edition · EN · IT · ES
Normality, Repriced
The Pandemic’s Structural Legacy in Finance, Business and Work
The emergency deferred its losses; normality is when the bills arrive.
2026 · 66 chapters · EN · IT · ES
The Price of Standing Still
Beyond Debasement: Money, Power and the Freedom to Choose
The market’s horizon is not the owner’s deadline.
2026 · 24 chapters
Principles of Political Economy
Intelligence, Capital and Interdependence in the Modern Economy
How a modern economy produces, shares, finances and governs its prosperity.
2026 · 665-page treatise
The Prince
His Highness Has a Business Plan
How influence is gained, control kept and dependencies managed.
2026 · Machiavelli for founders & investors
Available on robertobalbino.com, fintechscb.com/books and the main platforms: Amazon (Kindle and paperback), Apple Books, Kobo, Google Books and the Draft2Digital (D2D) network. Author profiles: Amazon Author Page, Goodreads, Crunchbase.
Writing & analysis
Independent analysis of finance, economics, geopolitics and global markets, from monetary policy and banking to sanctions, tariffs and the US–Europe balance, published in English, Italian and Spanish on Substack, robertobalbino.com and the Fintech SCB Insights archive. Every figure sourced, every assumption stated.
Links
- Personal website
- https://robertobalbino.com
- Fintech SCB
- https://fintechscb.com
In sintesi
- Ruolo: Founder & CEO, Fintech SCB LLC (dal 2022); CEO, State Capital Bancorp (dal 2007)
- Sede: Miami, con uffici a New York, Milano e Buenos Aires
- Esperienza: 40 anni nella finanza e nella banca internazionale
- In precedenza: Direttore Finanziario di Colt Telecom e Fastweb; incarichi nell’area finanza di IBM e Vodafone
- Formazione: Università Bocconi, Milano
- Lingue: italiano, inglese, spagnolo, portoghese
- Libri: The Capital That Remains, Normality, Repriced, The Price of Standing Still, Principles of Political Economy, The Prince
- Scritti: analisi indipendenti su Substack e nell’archivio Insights di Fintech SCB
Domande frequenti
Chi è Roberto Balbino?
Roberto Balbino è un manager italiano della finanza e della banca, imprenditore e autore, con 40 anni di esperienza. È Founder e CEO di Fintech SCB LLC, società di consulenza finanziaria internazionale con sede a Miami.
Di cosa si occupa Fintech SCB?
Fintech SCB assiste famiglie, imprenditori e aziende in private banking, conti bancari internazionali, trust e strutture holding, trade finance, gestione della liquidità e questioni fiscali internazionali, attraverso una rete di partner, avvocati e private banker. Fintech SCB
Quali libri ha scritto Roberto Balbino?
Cinque libri: The Capital That Remains (in italiano Il capitale che resta), la sua autobiografia; Normality, Repriced (in italiano La normalità ha un nuovo prezzo); The Price of Standing Still; Principles of Political Economy: Intelligence, Capital and Interdependence in the Modern Economy; e The Prince. Libri
Roberto Balbino ha un'app?
Sì. La SCB Fintech App, pubblicata da Roberto Balbino su App Store, riunisce i suoi libri e l'area clienti di Fintech SCB su iPhone e iPad. SCB Fintech App su App Store
Dove posso leggere le sue analisi?
Nella pagina Articoli di questo sito, su Substack e nell’ archivio Insights di Fintech SCB.
Come posso contattare Roberto Balbino?
Dalla pagina Contatti .