Quién es Roberto Balbino
Roberto Balbino es un ejecutivo de las finanzas y la banca internacional, empresario y autor, con 40 años de experiencia en finanzas corporativas, banca y asesoramiento patrimonial. Es Founder y Chief Executive Officer de Fintech SCB LLC, la firma internacional de asesoramiento financiero que fundó en 2022, con sede en Miami y oficinas en Nueva York, Milán y Buenos Aires.
Nacido en una familia obrera italiana, se pagó los estudios trabajando y estudió en la Università Bocconi de Milán. Desarrolló su carrera en las áreas financieras de grandes grupos internacionales —IBM y Vodafone, después Fastweb y Colt Telecom, donde fue Director Financiero— y desde 2007 es CEO de State Capital Bancorp.
En Fintech SCB dirige una red de socios, abogados y banqueros privados que asesoran a familias, empresarios y compañías en banca privada, cuentas bancarias internacionales, trusts y estructuras holding, trade finance, gestión de liquidez y fiscalidad internacional.
Escribe análisis independientes sobre política monetaria, banca, mercados globales y geopolítica, publicados en Substack y en el archivo Insights de Fintech SCB. Su regla para cada texto: cada cifra con su fuente, cada supuesto declarado.
También lanzó la SCB Fintech App para iPhone y iPad, que reúne sus libros y el área de clientes de Fintech SCB. Está disponible en el App Store.
Currículum vítae
Actualizado el 5 de noviembre de 2026 · 2 páginas · PDF, 353 KB · en inglés
Roberto Balbino
Founder & CEO, Fintech SCB
International Finance & Banking Executive
International Author of Books on Economics and Finance
- 40
- years in international finance and banking
- 4
- offices: Miami, New York, Milan and Buenos Aires
- 5
- books on economics and finance, available worldwide
- 4
- languages: Italian, English, Spanish and Portuguese
Executive profile
International finance and banking executive, entrepreneur and international author of books on economics and finance, with 40 years of experience across corporate finance, banking and wealth advisory. Founder and CEO of Fintech SCB LLC (2022), an international financial advisory firm headquartered in Miami with offices in New York, Milan and Buenos Aires, and CEO of State Capital Bancorp since 2007. Career built in the finance functions of IBM and Vodafone and as Finance Director of Fastweb and Colt Telecom. Combines corporate finance and M&A experience with private banking and wealth management practice for families, entrepreneurs and companies in the United States, Europe and Latin America. Develops original theses on money, capital and power in five books and in independent analysis of global markets and geopolitics.
Areas of expertise
- Corporate finance and M&A
- Private banking
- Wealth management
- International banking
- Trusts, holdings and SPVs
- Asset protection
- Liquidity management
- Trade finance
- Cross-border tax coordination
- Financial planning and control
- Strategic planning
- Business development
- Governance and compliance
- Market intelligence
- Macro and geopolitical analysis
Professional experience
FINTECH SCB LLCFounder & Chief Executive Officer2022 – Present
Miami (headquarters) · New York · Milan · Buenos Aires
- Founded the firm in 2022 and lead it as CEO: strategic direction, partnerships and international relationships.
- Lead a network of partners, lawyers and private bankers serving families, entrepreneurs, family offices and corporate groups in the United States, Europe and Latin America.
- Advise on private banking, wealth management, international accounts, trust, holding and SPV structures, asset protection, liquidity management and trade finance, with cross-border tax coordination.
- Corporate finance and M&A advisory; independent analysis published in the firm’s Insights archive.
STATE CAPITAL BANCORPChief Executive Officer2007 – Present
Spain · United States · Latin America
- Lead banking and financial services operations, governance and international correspondent relationships.
- Direct corporate finance and M&A: assess opportunities, structure transactions, coordinate initiatives.
- Set strategic direction and lead business development and financial management.
COLT TELECOMFinance Director2003 – 2006
United Kingdom · international telecommunications group
- Led financial management, planning and control of an international telecommunications operation.
- Financial reporting, performance monitoring, analysis and decision support for senior management.
FASTWEBFinance Director2000 – 2002
Italy · broadband and fibre-optic telecommunications operator
- Directed the finance function: budgeting, financial planning, reporting and performance management.
- Led management control in support of operational performance and strategic business decisions.
VODAFONEController1994 – 1999
Italy · multinational telecommunications group
- Business controlling, financial planning and analysis within a multinational group.
- Performance monitoring, financial reporting and management information for senior management.
IBMAnalyst1988 – 1993
Italy · international technology corporation
- Financial and business analysis: the analytical foundations of a career in finance and management.
INDEPENDENT CONSULTANCYMarket Intelligence2020 – Present
Latin America
- Occasional consulting on real estate and market information, based on extensive knowledge of local markets.
Education & languages
Education
Bocconi University, Milan
Languages
Italian · English · Spanish · Portuguese
Books on economics and finance
International author of five books, each built on an original thesis about money, capital and power.
The Capital That Remains
A Life Through Loss, Cooperation and Renewal
Capital is what remains when the money is gone.
Autobiography · 2nd edition · EN · IT · ES
Normality, Repriced
The Pandemic’s Structural Legacy in Finance, Business and Work
The emergency deferred its losses; normality is when the bills arrive.
2026 · 66 chapters · EN · IT · ES
The Price of Standing Still
Beyond Debasement: Money, Power and the Freedom to Choose
The market’s horizon is not the owner’s deadline.
2026 · 24 chapters
Principles of Political Economy
Intelligence, Capital and Interdependence in the Modern Economy
How a modern economy produces, shares, finances and governs its prosperity.
2026 · 665-page treatise
The Prince
His Highness Has a Business Plan
How influence is gained, control kept and dependencies managed.
2026 · Machiavelli for founders & investors
Available on robertobalbino.com, fintechscb.com/books and the main platforms: Amazon (Kindle and paperback), Apple Books, Kobo, Google Books and the Draft2Digital (D2D) network. Author profiles: Amazon Author Page, Goodreads, Crunchbase.
Writing & analysis
Independent analysis of finance, economics, geopolitics and global markets, from monetary policy and banking to sanctions, tariffs and the US–Europe balance, published in English, Italian and Spanish on Substack, robertobalbino.com and the Fintech SCB Insights archive. Every figure sourced, every assumption stated.
Links
- Personal website
- https://robertobalbino.com
- Fintech SCB
- https://fintechscb.com
En síntesis
- Cargo: Founder & CEO, Fintech SCB LLC (desde 2022); CEO, State Capital Bancorp (desde 2007)
- Sede: Miami, con oficinas en Nueva York, Milán y Buenos Aires
- Experiencia: 40 años en finanzas y banca internacional
- Anteriormente: Director Financiero de Colt Telecom y Fastweb; cargos en el área financiera de IBM y Vodafone
- Formación: Università Bocconi, Milán
- Idiomas: italiano, inglés, español, portugués
- Libros: The Capital That Remains, Normality, Repriced, The Price of Standing Still, Principles of Political Economy, The Prince
- Escritos: análisis independientes en Substack y en el archivo Insights de Fintech SCB
Preguntas frecuentes
¿Quién es Roberto Balbino?
Roberto Balbino es un ejecutivo italiano de las finanzas y la banca, empresario y autor, con 40 años de experiencia. Es Founder y CEO de Fintech SCB LLC, firma internacional de asesoramiento financiero con sede en Miami.
¿A qué se dedica Fintech SCB?
Fintech SCB asesora a familias, empresarios y compañías en banca privada, cuentas bancarias internacionales, trusts y estructuras holding, trade finance, gestión de liquidez y fiscalidad internacional, a través de una red de socios, abogados y banqueros privados. Fintech SCB
¿Qué libros ha escrito Roberto Balbino?
Cinco libros: The Capital That Remains (en español, El capital que queda), su autobiografía; Normality, Repriced (en español, La normalidad tiene un nuevo precio); The Price of Standing Still; Principles of Political Economy: Intelligence, Capital and Interdependence in the Modern Economy; y The Prince. Libros
¿Roberto Balbino tiene una app?
Sí. La SCB Fintech App, publicada por Roberto Balbino en el App Store, reúne sus libros y el área de clientes de Fintech SCB en iPhone y iPad. SCB Fintech App en el App Store
¿Dónde puedo leer sus análisis?
En la página Artículos de este sitio, en Substack y en el archivo Insights de Fintech SCB.
¿Cómo puedo contactar con Roberto Balbino?
A través de la página Contacto .