About Roberto Balbino

Roberto Balbino, Founder & CEO of Fintech SCB

Roberto Balbino is an international finance and banking executive, entrepreneur and author with 40 years of experience in corporate finance, banking and wealth advisory. He is the Founder and Chief Executive Officer of Fintech SCB LLC, the international financial advisory firm he founded in 2022, headquartered in Miami with offices in New York, Milan and Buenos Aires.

Born into a working-class Italian family, he paid for his studies by working and studied at Università Bocconi in Milan. He built his career in the finance functions of large international groups — IBM, Vodafone, Fastweb and Colt Telecom, where he was Finance Director — and has been CEO of State Capital Bancorp since 2007.

At Fintech SCB he leads a network of partners, lawyers and private bankers who advise families, entrepreneurs and companies on private banking, international bank accounts, trusts and holding structures, trade finance, liquidity management and cross-border tax matters.

He writes independent analysis on monetary policy, banking, global markets and geopolitics, published on Substack and in the Fintech SCB Insights archive. His rule for every piece: every figure sourced, every assumption stated.

He also launched the SCB Fintech App for iPhone and iPad, which brings together his books and the Fintech SCB client area. It is available on the App Store.

Executive CV

Updated 5 November 2026 · 2 pages · PDF, 353 KB

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Roberto Balbino

Founder & CEO, Fintech SCB

International Finance & Banking Executive

International Author of Books on Economics and Finance

rbalbino@fintechscb.comWhatsApp +39 352 236 7768robertobalbino.com

40: years in international finance and banking
4: offices: Miami, New York, Milan and Buenos Aires
5: books on economics and finance, available worldwide
4: languages: Italian, English, Spanish and Portuguese

Executive profile

International finance and banking executive, entrepreneur and international author of books on economics and finance, with 40 years of experience across corporate finance, banking and wealth advisory. Founder and CEO of Fintech SCB LLC (2022), an international financial advisory firm headquartered in Miami with offices in New York, Milan and Buenos Aires, and CEO of State Capital Bancorp since 2007. Career built in the finance functions of IBM and Vodafone and as Finance Director of Fastweb and Colt Telecom. Combines corporate finance and M&A experience with private banking and wealth management practice for families, entrepreneurs and companies in the United States, Europe and Latin America. Develops original theses on money, capital and power in five books and in independent analysis of global markets and geopolitics.

Areas of expertise

Corporate finance and M&A
Private banking
Wealth management
International banking
Trusts, holdings and SPVs
Asset protection
Liquidity management
Trade finance
Cross-border tax coordination
Financial planning and control
Strategic planning
Business development
Governance and compliance
Market intelligence
Macro and geopolitical analysis

Professional experience

FINTECH SCB LLCFounder & Chief Executive Officer2022 – Present

Miami (headquarters) · New York · Milan · Buenos Aires

Founded the firm in 2022 and lead it as CEO: strategic direction, partnerships and international relationships.
Lead a network of partners, lawyers and private bankers serving families, entrepreneurs, family offices and corporate groups in the United States, Europe and Latin America.
Advise on private banking, wealth management, international accounts, trust, holding and SPV structures, asset protection, liquidity management and trade finance, with cross-border tax coordination.
Corporate finance and M&A advisory; independent analysis published in the firm’s Insights archive.

STATE CAPITAL BANCORPChief Executive Officer2007 – Present

Spain · United States · Latin America

Lead banking and financial services operations, governance and international correspondent relationships.
Direct corporate finance and M&A: assess opportunities, structure transactions, coordinate initiatives.
Set strategic direction and lead business development and financial management.

COLT TELECOMFinance Director2003 – 2006

United Kingdom · international telecommunications group

Led financial management, planning and control of an international telecommunications operation.
Financial reporting, performance monitoring, analysis and decision support for senior management.

FASTWEBFinance Director2000 – 2002

Italy · broadband and fibre-optic telecommunications operator

Directed the finance function: budgeting, financial planning, reporting and performance management.
Led management control in support of operational performance and strategic business decisions.

VODAFONEController1994 – 1999

Italy · multinational telecommunications group

Business controlling, financial planning and analysis within a multinational group.
Performance monitoring, financial reporting and management information for senior management.

IBMAnalyst1988 – 1993

Italy · international technology corporation

Financial and business analysis: the analytical foundations of a career in finance and management.

INDEPENDENT CONSULTANCYMarket Intelligence2020 – Present

Latin America

Occasional consulting on real estate and market information, based on extensive knowledge of local markets.

Education & languages

Education

Bocconi University, Milan

Languages

Italian · English · Spanish · Portuguese

Books on economics and finance

International author of five books, each built on an original thesis about money, capital and power.

Available on robertobalbino.com, fintechscb.com/books and the main platforms: Amazon (Kindle and paperback), Apple Books, Kobo, Google Books and the Draft2Digital (D2D) network. Author profiles: Amazon Author Page, Goodreads, Crunchbase.

Writing & analysis

Independent analysis of finance, economics, geopolitics and global markets, from monetary policy and banking to sanctions, tariffs and the US–Europe balance, published in English, Italian and Spanish on Substack, robertobalbino.com and the Fintech SCB Insights archive. Every figure sourced, every assumption stated.

At a glance

Role: Founder & CEO, Fintech SCB LLC (since 2022); CEO, State Capital Bancorp (since 2007)
Headquarters: Miami, with offices in New York, Milan and Buenos Aires
Experience: 40 years in international finance and banking
Previously: Finance Director at Colt Telecom and Fastweb; finance roles at IBM and Vodafone
Education: Università Bocconi, Milan
Languages: Italian, English, Spanish, Portuguese
Books: The Capital That Remains, Normality, Repriced, The Price of Standing Still, Principles of Political Economy, The Prince
Writing: independent analysis on Substack and in the Fintech SCB Insights archive

Frequently asked questions

Who is Roberto Balbino?

Roberto Balbino is an Italian finance and banking executive, entrepreneur and author with 40 years of experience. He is the Founder and CEO of Fintech SCB LLC, an international financial advisory firm headquartered in Miami.

What does Fintech SCB do?

Fintech SCB advises families, entrepreneurs and companies on private banking, international bank accounts, trusts and holding structures, trade finance, liquidity management and cross-border tax matters, through a network of partners, lawyers and private bankers. Fintech SCB

What books has Roberto Balbino written?

Five books: The Capital That Remains, his autobiography; Normality, Repriced; The Price of Standing Still; Principles of Political Economy: Intelligence, Capital and Interdependence in the Modern Economy; and The Prince. Books

Does Roberto Balbino have an app?

Yes. The SCB Fintech App, published by Roberto Balbino on the App Store, brings together his books and the Fintech SCB client area on iPhone and iPad. SCB Fintech App on the App Store

Where can I read his analysis?

On the Articles page of this site, on Substack and in the Fintech SCB Insights archive.

How can I contact Roberto Balbino?

Through the Contact page.